Kredits Privacy Statement
Please read this privacy policy carefully. Kredits respects your privacy and is committed to protecting it. We recognize your need for appropriate protection and management of the personal information we learn about you while you visit our web site (the “Web Site”). This privacy policy lets you know how we use and protect that information. The information that we receive depends on what you do during your visit, and what information or services you may request. Our privacy policy reflects our commitment to upholding and safeguarding your personal information. We believe our privacy policy strikes a reasonable balance between customer privacy concerns and the customers’ interest in receiving quality, dependable service, and new services.
Purpose and Scope
This privacy policy discloses what information we gather about you when you visit our Web Site. It describes how we use and protect that information and how you can control it.
Effective Date
This policy is effective as of March 8, 2011.
European Union Users
YOU EXPRESSLY CONSENT TO KREDITS' PROCESSING OF YOUR PERSONAL INFORMATION IN ACCORDANCE WITH THIS PRIVACY POLICY. YOUR PERSONAL INFORMATION MAY BE PROCESSED BY KREDITS IN THE COUNTRY WHERE IT WAS COLLECTED AND/OR IN THE UNITED STATES. UNITED STATES LAWS REGARDING PROCESSING OF PERSONAL INFORMATION MAY BE LESS STRINGENT THAN THE LAWS IN OTHER COUNTRIES WHERE YOUR INFORMATION MAY BE COLLECTED OR PROCESSED OR YOUR HOME COUNTRY.
IF YOU REPRESENT AN ORGANIZATION, YOU WILL BE RESPONSIBLE TO ENSURE THAT EACH MEMBER OF YOUR ORGANIZATION (INCLUDING, WITHOUT LIMITATION, EMPLOYEES AND CONTRACTORS) ABOUT WHOM PERSONAL INFORMATION MAY BE PROVIDED TO KREDITS HAS GIVEN HIS OR HER EXPRESS CONSENT TO KREDITS’ PROCESSING OF SUCH PERSONAL INFORMATION.
Information Kredits Gathers and Tracks
Kredits collects two kinds of information about visitors to the Web Site: 1) data that visitors volunteer by signing up to receive news, scheduling product demonstrations, or completing surveys; and 2) aggregated tracking data we collect when visitors interact with our Web Site.
Personal Information
When you request a service or information, submit feedback or participate in a forum or survey, we may need to ask you for personal contact information such as your name, address, email address and telephone number. We do not send you information unless you request it or we believe that the information would benefit your business needs. If you do not want to receive further information from us, simply contact us at the email address listed in the Feedback; Removal from Contact List section below, and request to be removed from the contact list.Once we receive your request, we will remove your name from the contact list. If you wish to update any of your personal information, please contact us at such email address, and we will update your contact information accordingly. Please be aware, however, even if we update your personal information in our contact list, or we remove such information, it may still be stored in other databases (including those kept for archival purposes) and may still be used to compile aggregated or demographic information for supply to third parties in accordance with this privacy policy. It is our policy not to provide information that identifies you personally to a third party without your permission, except to process or fulfill your requests, as otherwise set forth in this privacy policy or as otherwise required by law.
Non-Identifying Information
We may collect non-personally identifying information about our visitors, customers, page views, traffic patterns, and related site information. This information helps us evaluate and improve our site and is sometimes useful for marketing and investment analysis. We may share this information with third parties, but only in aggregate statistical form that includes no personally identifying information.
Use of "Cookies"
So-called “cookies” are small files that many web sites place on your hard drive that allow such web sites to identify you. The use of cookies is a standard and common practice of many web sites. For example, if you allow a site to remember your login name or password, the site places a cookie on your computer. You authorize us to place cookies on your computer to allow us to identify you during future visits to our Web Site. We may use cookies to measure web traffic, to offer you certain services and to customize your visit. However, if you do not wish to receive cookies, or want to be notified of when they are placed, your browser may permit you to do so. In many browsers, you can change the browser settings to warn you before accepting cookies or to block cookies. If you block cookies, you may not be able to use certain site features or functions, or the Web Site may not operate in an optimal mode.
Security
We maintain a variety of physical, electronic, and procedural safeguards to guard your personal information. For example, we use industry accepted tools and techniques to protect against unauthorized access to our systems. Providing absolute security is, unfortunately, not possible. However, we endeavor to secure your information by monitoring, testing, and when industry experience warrants, updating our security measures.
Privacy Protections for Children
The services of Kredits are not intended for persons under 13 years of age. Kredits products and services are not developed or directed at children. Therefore, we do not knowingly solicit or collect any personally identifiable information from children under the age of 13.
Linked Sites
Our Web Site may link to other web sites not controlled by Kredits. Although we are careful in the selection of our strategic service and technology partners, we are not responsible for the privacy or security practices of any other web sites, and you acknowledge and agree that any use of such other web sites is entirely at your own risk. You should carefully review the privacy and security practices of the other web sites before you provide such web sites with any of your personal information.
Other Disclosures
Although your privacy is very important to us, due to the existing legal, regulatory, technical and security environment, we cannot fully ensure, nor do we represent or warrant, that your private communications and other personal information will not be disclosed to third parties. For example, we may be required by law to disclose your personal information to the government or other third parties under certain circumstances (e.g., court orders, subpoenas, E911 information, etc.) or third parties may unlawfully intercept or access transmissions or private communications. Additionally, in the unlikely event we need to investigate or resolve possible problems or inquiries, or to protect Kredits’ rights or property, we can (and you authorize us to) access, use, and disclose any information about you (including personal information) to private entities, law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate in accordance with industry custom. In all instances, we will cooperate fully when required by law to provide your personal information. Also, we grant access to personal information about you to employees and contractors who need to know that information to provide network functionality and security, and to initiate, render, bill, and collect for our customer services.
Changes to the Privacy Policy
We may update this policy from time to time. When we do, we will also revise the “last updated” date at the beginning of the policy. We encourage you to review this policy periodically to stay informed about how we collect, use, and disclose data.
Feedback; Removal from Contact List
If you have a question or comment about the Web Site, our privacy policy, or wish to update your contact information or be removed from our contact list, please email us at info@kredits.com.
Transfer of Information
Notwithstanding anything expressed or implied in this privacy policy, in connection with an assignment, sale, joint venture or other transfer or disposition of some or all of the assets of Kredits, you agree that we can accordingly assign, sell, license or transfer any information, including personal information, that you have provided to us to those third parties directly involved in the transfer or disposition of such assets.
Incorporation
This Privacy Policy is incorporated into and made part of the Kredits Web Site.